Business loans - Products and services
Business loans
At ANZ, we recognise that what works for you is finance that fits around your own business cycles and events. The business loan options available to you can cover both traditional and tailored business facilities.
A low cost, flexible business loan, to secure against my residential property, for loan amounts of $25,000 or more.
- Low fixed or variable rate of interest
- Flexible repayment options
- Can be linked to an ANZ Business Mortgage Loan Offset Account for variable rate loans.
A no-frills, low cost business loan for loan amounts of $50,000 or more.
- Low variable rate of interest for the life of the loan
- Flexible repayment options
- No early repayment fees.
A capital boost with flexible repayment and interest rate options for loan amounts of $10,000 or more.
- Secured or unsecured
- Variable or fixed interest rate
- Flexible repayment options.
For businesses with turnover $5M to $40M:
Business Direct Centre
1800 801 485 - 8am-8pm (AEST) weekdays
For corporates & large corporates with turnover more than $40M:
Email Corporate Banking
1300 883 798
+61 3 9601 1260
To cover seasonal and working capital requirements for loan amounts of $2,000 or more.
- Secured or unsecured
- No minimum or maximum term
- No set repayments.
Funding for important investment opportunities such as equipment, shares or property for $25,000 or more.
- Low variable rate of interest
- No minimum or maximum term
- No set repayments.
For businesses with turnover $5M to $40M:
Business Direct Centre
1800 801 485 - 8am-8pm (AEST) weekdays
For corporates & large corporates with turnover more than $40M:
Email Corporate Banking
1300 883 798
+61 3 9601 1260
Finance to cover working capital, cyclical and seasonal needs from $100,000.
- Variable, or fixed rate of interest
- Secured or unsecured
- 30, 60, 90, 180 day bill terms.
Protect your business against variations in interest rates.
- Identify and quantify your interest rate risk
- Develop risk management strategies to help your business.
To protect my business against adverse variations in interest rates.
- Variable, fixed, maximum (capped) or range (cap & collar) interest rate structures
- Interest rate certainty
- Reduced exposure to high interest rates.
Use an ANZ Commercial Card to help improve your cash flow with all of the convenience of a Visa credit card.
- ANZ's credit card range suit both small to medium businesses and large corporates and organisations
- Choose the credit card solution that best suit your business.
For businesses with turnover $5M to $40M:
Business Direct Centre
1800 801 485 - 8am-8pm (AEST) weekdays
For corporates & large corporates with turnover more than $40M:
Email Corporate Banking
1300 883 798
+61 3 9601 1260