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Low interest rate cards - Credit cards & debit cards

Low interest rate cards

ANZ Low Rate MasterCard®

Choose a smarter way to repay your balance

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An ANZ Low Rate MasterCard® credit card may be suitable for you if you would like to:

Interest rate on purchases 13.24% p.a.3
Interest rate on cash advances 21.49% p.a. 3
Interest free days5 on purchases Up to 55 days
Minimum credit limit $1,000
Annual account fee $58
  • Flexibility to add up to three additional cardholders to your account on your ANZ Low Rate MasterCard® at no extra cost.
  • MasterCard applause™ - be entertained with exclusive tickets to theatre, dance, musicals and sporting events.
  • MasterCard promotions – access to special promotions, e.g. competitions, travel holidays etc. simply for being a MasterCard cardholder.
  • MasterCard Global Service™ - putting you in touch with a representative - 24 hours a day, 365 days a year, if you need easy access to locate ATM’s that accept MasterCard, Maestro® and Cirrus® brands.

 

  • Design your low rate credit card by simply loading your favourite image or choose from a library of images4.
  • Worldwide emergency credit card replacement.
  • As an ANZ Low Rate MasterCard® holder, you have access to a range of services including:

Once approved, you may expect to receive your credit card within five business days. You don’t need to be an ANZ customer to apply for ANZ Low Rate MasterCard® credit card.

View ANZ terms, conditions, fees and charges

Terms and conditions are available on application. Fees and charges apply.

1. Offer only available to applicants who apply for a new ANZ credit card by 25 September 2010. Not available when you transfer from an existing ANZ credit card. The balance transfer must be completed at the time of applying for or, at the time of activating your new ANZ credit card. The balance transfer interest rate reverts to the standard variable interest rate applicable to purchases on your card after 12 months from the date the card is approved and any balances that remain unpaid at the end of this period will become subject to the standard variable rate for purchases. Interest accrues on balance transfers from the date the transfer is processed by ANZ. Terms and conditions apply to balance transfers (please call 13 13 14 for a copy).

2. All applications for credit are subject to ANZ's credit assessment criteria.

3. Standard variable interest rate is 13.24% p.a. on purchases and 21.49% p.a. on cash advances as at Friday, 30 July 2010 and is subject to change.

4. Subject to image guidelines. Terms and conditions available at www.designmycard.com.au.

5. Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Credit Cards Conditions of Use.

™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation (DUNS) ABN 074664715.

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