Equity manager

ANZ Equity Manager is a line of credit account secured by a first registered mortgage over your residential property. This account allows you to turn the equity in your property into a ready source of funds up to an agreed limit. You can use these funds for any personal purpose and any principal repaid is available to be redrawn.

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The table below outlines the main features of our equity manager.

Equity manager at a glance

Interest rate (% p.a.)
loading product data(View current rates)
Access to funds
ATM, Cheque, ANZ Branch, ANZ Phone Banking, ANZ Internet Banking, Direct Debit, Periodical Payment, Direct Loan Payment, EFTPOS, BPAY®
Repayment frequency
No set schedule
Loan approval fee (LAF)
$0*
Loan administration charge
$150 per year credit facility fee
Additional withdrawal fee
Nil
Minimum amount
$20,000
100% mortgage offset
Not available (same benefit is received by depositing and withdrawing from account)
Interest only payments
Yes

Ways to apply for a home loan

Telephone iconCall us direct on 1800 100 641

*The Loan Approval Fee (LAF) is waived under the ANZ Breakfree Package. 

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