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Housing loans - interest and reference rates

Interest rates on ANZ personal products current as at (View current rates).

Current business interest rates and corporate interest rates are also available.

• Housing loans - interest rates and reference rates
• Residential investment loans - interest rates and reference rates
• Equity loans - interest rates and reference rates

Fees

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Other ANZ rates and fees

• View a full list of all ANZ's interest rates

Home and investment loans - interest and reference rates

ANZ Standard Variable rate (home loan index)

Rate type	Interest rate	Comparison rate™ *
Variable rate	(View current rates)	(View current rates)

• ANZ Breakfree Home Loan package is available with this loan

ANZ Fixed Rate (home loan rates)

Term	Interest rate	Comparison rate™ *
1 year	(View current rates)	(View current rates)
2 years	(View current rates)	(View current rates)
3 years	(View current rates)	(View current rates)
4 years	(View current rates)	(View current rates)
5 years	(View current rates)	(View current rates)
7 years	(View current rates)	(View current rates)
10 years	(View current rates)	(View current rates)

• ANZ Breakfree Home Loan package is available with this loan

ANZ Simplicity PLUS

Rate type	Interest rate	Comparison rate™*	Variable rate discount##
Variable rate	(View current rates)	(View current rates)	0.10% p.a.

^## Discount for new or additional home or residential investment lending (whether individual or combined) for an amount of $250,000 or more.

ANZ Breakfree Home Loan Package

Loan amount	Variable rate discount#	Fixed rate discount^
Individual lending $150,000 - $249,999	0.50% p.a.	0.15% p.a.*
Individual or combined lending $250,000-$499,999	Up to 0.80% p.a.*	0.15% p.a.*
Individual or combined lending $500,000-$699,999	Up to 0.90% p.a.*	0.15% p.a.*
Individual or combined lending $700,000 or greater	Up to 0.90% p.a.*	0.15% p.a.*

This home loan package is available on: 

^# Standard Variable Rate Residential and Investment Loans and ANZ Equity Manager facilities.

^{^} ANZ Fixed Rate Home and Residential Investment Loans.

^* Special rate offer is available for a limited time on new or additional lending ANZ Breakfree Home Loan Package

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ANZ Easy Start

This product is no longer available for sale.

• View ANZ Easy Start interest rates

ANZ Land Loan

Rate type	Interest rate	Comparison rate™ *
Variable rate	(View current rates)	(View current rates)

^* Comparison rate calculated on a loan amount $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only.

This Comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison rate but may influence the cost of the loan.

View the comparison rate schedule (PDF 64kB) online or visit any ANZ branch

ANZ Money Saver

This product is no longer available for sale.

• View ANZ Money Saver interest rates

ANZ Supplementary Loan

Rate type	Interest rate	Comparison rate™ **
Variable rate	(View current rates)	(View current rates)

^** Comparison rate calculated on a loan amount $30,000 over a term of 5 years based on monthly repayments. These rates are applicable for secured loans only.

This Comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison rate but may influence the cost of the loan.

View the comparison rate schedule (PDF 64kB) online or visit any ANZ branch

• ANZ Breakfree Home Loan package is available with this loan

ANZ Home Improvement Loan

• View ANZ Home Improvement Loan interest rates

ANZ Interest in Advance Loan - Yearly^{^}

Term	Interest rate
1 year	(View current rates)
2 years	(View current rates)
3 years	(View current rates)
4 years	(View current rates)
5 years	(View current rates)
7 years	(View current rates)
10 years	(View current rates)

^{^} The Rates shown apply for interest paid yearly in advance. The Rates applicable for interest paid monthly, quarterly or semi - annually in advance are available on application at any ANZ Branch.

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Equity loans - interest and reference rates

ANZ Equity Manager

Rate type	Interest rate
Variable rate	(View current rates)

• ANZ Breakfree Home Loan package is available with this loan

 

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ANZ Home Equity Loan

This product is no longer available for sale.

• View ANZ Home Equity interest rates

ANZ Equity Release

This product is no longer available for sale.

• View ANZ Equity Release interest rates

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