ANZ E*TRADE Share Investment Loan - Investments & advice

ANZ E*TRADE Share Investment Loan

An ANZ E*TRADE Share Investment Loan makes borrowing to invest in shares easy. You can use your loan to buy and sell shares online and take advantage of the seamless integration, comprehensive research, and real-time market data and order processing available through ANZ E*TRADE.

The ANZ E*TRADE Share Investment Loan gives you access to ANZ's market-leading diversified feature, letting you borrow against twice as many securities than the standard ANZ E*TRADE Share Investment Loan, to either increase your borrowing power or reduce the risk of a margin call if the market falls.

It is suitable if you want to:

have direct real-time¹ control over a leveraged investment portfolio,
diversify your asset base to increase investment assets outside of superannuation, and
effectively manage the cost of borrowing and gain access to potential tax efficiencies.

You could also be eligible for discounted brokerage and variable interest rates through our Cross-Rewards program.

This loan is not suitable if you who want to purchase managed funds or use options as part of your investment strategy.

Optional features

Diversified feature
The diversified feature is available on your ANZ E*TRADE Share Investment Loan if you have four or more stocks in your portfolio and meet the criteria. Access to a more extensive ANZ Approved Securities List (ASL), including many small to mid-cap stocks Increased LVRs, providing you with more available funds (security value) and the potential to: create a larger portfolio, or keep a greater cushion against a potential margin call.

Diversified feature

The diversified feature is available on your ANZ E*TRADE Share Investment Loan if you have four or more stocks in your portfolio and meet the criteria.

Access to a more extensive ANZ Approved Securities List (ASL), including many small to mid-cap stocks
Increased LVRs, providing you with more available funds (security value) and the potential to:
- create a larger portfolio, or
- keep a greater cushion against a potential margin call.

Regular Geared Savings Plan
Builds your investment portfolio over time with a small initial outlay, plus regular monthly instalments and borrowed funds. Suits investors wanting to invest regularly to build a portfolio over time. Invests in managed funds only.

ANZ E*TRADE Share Investment Loan (PDF 2.48MB)

¹Subject to system availability.

Important information

Leveraging a share portfolio is fast becoming a popular wealth creation strategy. However, you should be aware that whilst leveraging into investments increases the potential return, it is important to recognise that it can also multiply the effects of falls in share market values and you may be asked to sell down your portfolio or put in extra funds into your account following a margin call. We therefore strongly advise you talk to a financial planner, tax adviser and/or stockbroker and ensure you understand the risks, the specific tax implications, as well as the legal and financial ramifications of a share investment lending facility.

The information provided is general in nature only and is not tax advice, and has not been prepared taking into consideration your particular needs, circumstances or objectives. ANZ recommends that you speak with a financial adviser or broker to determine whether a share investment loan from ANZ is a suitable wealth creation tool for you.

ANZ recommends you read the Terms and Conditions before acquiring the product. Fees and charges apply.

All ANZ Investment Lending applications are subject to ANZ’s credit approval criteria.

References to an ‘ANZ E*TRADE Share Investment Loan are references to that product or, where appropriate, to the division of ANZ that administers that product. BPAY® is registered to BPAY® Pty Ltd ABN 69 079 137 518. E*TRADE Australia does not provide investment advice to its clients.

The ANZ E*TRADE Online Investing service is provided by ETRADE Australia Securities Ltd (trading as “E*TRADE Australia”) (ACN 078 174 973, AFSL No.238277), a Participant of the ASX Group. E*TRADE Australia is a subsidiary of ANZ and is a separate entity from ANZ. ANZ does not have any liability to you in respect of any information, product or service offered by E*TRADE Australia. Similarly, E*TRADE Australia does not have any liability to you in respect of ANZ’s activities and services. © 2003 E*TRADE Financial Corporation and E*TRADE Australia. All rights reserved. E*TRADE Australia does not provide investment advice to it’s clients. E*TRADE and the Asterisk Logo are registered trademarks of E*TRADE Financial Corporation or it’s subsidiaries and are used with permission.

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