Property finance

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If great value property finance sounds appealing, try our Business Mortgage Loan. Not only is it flexible, it also offers a low interest rate, so you can take control of your costs and watch your business grow.

Benefits at a glance

• Low fixed or variable rate of interest
• Flexible repayment options
• Can be linked to an ANZ Business Mortgage Loan Offset Account.

Suitable for

Think about our Business Mortgage Loan if you have residential security and want a low cost, flexible business loan for amounts $25,000 and above.

How to apply

Product information

Loan amount
Minimum $25,000.

Security
Fully secured by residential property.

Term
Up to 30 years (variable rate) or up to 10 years (fixed rate).

Interest types

• Variable rate (up to 30 years)
• Fixed rate interest in arrears (up to 10 years)
• Fixed rate interest in advance (up to 5 years).

Repayment terms

Principal repayment in arrears

• Weekly
• Fortnightly
• Monthly
• Quarterly
• Half-yearly
• Yearly
• Seasonally.

Interest payments in advance

• Monthly
• Quarterly
• Half-yearly
• Yearly.

Interest repayments in arrears
Monthly.

Repayment options
Principal and interest or interest only (available up to a maximum term of five years) and a lump sum balloon payment up to 80% of the loan amount at end of the loan term.

100% offset
Variable rate Business Mortgage Loan can be linked to an ANZ Business Mortgage Loan Offset Account.

Fees and charges
Fees and charges are payable. View ANZ Business Banking terms, conditions, fees and charges.

Business banking solutions you might also like

• ANZ Business Saver Loan - A no-frills, low cost business loan for more than $50,000.
• ANZ Business Loan - A capital boost with flexible repayment and interest rate options for more than $10,000.
• ANZ Indemnity Guarantee - A formal guarantee from ANZ to pay a financial obligation to a third party.
• View all business finance.

All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the Terms and Conditions and the Financial Services Guide (PDF 104kB) before acquiring the product.

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