ANZ Business Credit Facility - Products and services

ANZ Business Credit Facility

Grow faster.

Taking advantage of investment opportunities is easier than you think. Whether you’re thinking of equipment, shares, or property, our Business Credit Facility gives you the opportunity to reach your growth goals faster – without putting a strain on your cash flow.

Benefits at a glance

No set repayments
Short to medium term funding
Separate working capital from investment capital

Suitable for

Think about our Business Credit Facility if you want funding for important investment opportunities such as equipment, shares or property for amounts above $25,000.

How to apply

Request a Free Callback or Call 1800 351 663

Contact a Small Business Specialist

Visit your nearest ANZ branch

Product information

Loan amount
Minimum: $25,000. Maximum $3,000,000.

Security
Secured by residential**, rural or commercial property.

Term
No minimum or maximum term.

Interest type
Variable interest rate.

Repayment terms
No fixed or minimum monthly repayment arrangements.

Free transactions
To keep costs down, you get 13 free transactions^, of which three can be withdrawals, and 15 free^ cheque.

Easy access
ANZ Internet Banking*, ANZ Internet Banking for Business*, ANZ Phone Banking*, ATMs#, ANZ branches, or cheque book (optional).

Fees and charges
Fees and charges are payable. View ANZ Business Banking terms, conditions, fees and charges.

Business banking solutions you might also like

ANZ Commercial Bill - Finance to cover major cash needs from $100,000
ANZ Tailored Business Facility - Protect your business against adverse variations in interest rates.
ANZ Business Overdraft - Cover seasonal and working capital requirements for amounts above $2,000.
View all business finance

* Temporary service interruptions may occur. Technical requirements apply.
# Non-ANZ ATM fees apply.
** Residential property does not include property development or speculative residential construction.
^Other fees and charges may be payable. Please refer to the terms and conditions

All applications for credit are subject to ANZ's normal credit approval criteria.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the Product Disclosure Statement and the Financial Services Guide (PDF 208kB) before acquiring the product.

You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.