Or call 1800 469 725
No matter what stage your business is at, starting or running a business can be complex. So, when it comes to your banking, it’s important to keep things simple. That’s why we’ve designed a package with your unique business needs in mind.
The ANZ Business Select Package is a cost-effective and simple way to consolidate your business and personal banking needs into one tailored package, with a package fee of only $32 plus GST per month1.
The ANZ Business Select Package is designed to meet both your day-to-day and longer term needs offering a range of great discounts on core business products including:
In fact, the more optional products you select with your basic business banking package, the greater the savings could be.
Products:
A business transaction account to manage your day-to-day deposits and withdrawals. ANZ internet banking for business and cheque book available at no extra charge. Plus you’ll receive an ANZ Business Visa Debit card to conveniently access available funds directly from your ANZ Business Extra Account, anywhere Visa is accepted 2.
Package benefits1:
Products
Simple and reliable payment solutions that enable your business to accept card payments from your customers.
With our wide range of payment options including standalone and wireless EFTPOS terminals and integrated, contactless and IP communications, we have the solution for your business.
Package benefits1
Short term credit when you need it with all the benefits of a Visa credit card. Your choice of reward points, cash rewards, interest-free days or a low ongoing interest rate5.
Advertise your business every time you spend with Design My Card functionality6.
ANZ Internet Banking for Business
Now your business can do more online with daily payment limits up to $500,0007, administration access for employees and accountants, co-signatory authorisation and payment templates.
A simple and convenient everyday transaction account for your personal banking. With unlimited access to ANZ branches, ANZ transactions via ANZ branches, ANZ ATMs®, EFTPOS, ANZ Phone Banking and ANZ Internet Banking.
An account, with no monthly account servicing fee, designed to make the administration of your GST payments easier by keeping your GST collections separate from the rest of your business transactions.
ANZ Business Online Saver Account
An online savings account, with a great interest rate to grow your balance, and no Monthly Account Servicing Fees. With instant online transfers to your linked ANZ transaction account, you can access your savings, 24 hours, 7 days a week8.
A savings account, with a competitive interest rate and direct access to your funds through cheques, Visa Debit, and ANZ branches and ATMs. Get full access to your savings, up to 5 free transactions per month (excluding non ANZ ATMs) and no monthly account servicing fees.
With your choice of flexible interest rate and repayment options, the ANZ Business Loan lets you handpick a solution for a wide range of your commercial or investment purposes.
A low cost, flexible business loan secured against your residential property. Plus you can make further interest rate savings by linking a 100% offset account for variable rate loans.
ANZ Agri Finance offers a low cost variable loan with flexible repayment options, to meet your rural and investment purposes.
A revolving line of credit to meet your working capital and cash flow needs. The ANZ Business Overdraft allows your account balance to operate in debit up to an agreed level, with no set repayments.
ANZ Mortgage Lending11
Take out either an ANZ Standard Variable Rate Home Loan or an ANZ Variable Rate Residential Investment Loan, or either of these loan types where available in a company name, as part of your ANZ Business Select Package and you will get access to the following interest rate discounts off all eligible loans:
Reduce the loan approval fee by $200 across all eligible loans
Tools for your business
Xero14
Xero is an easy to use, online accounting system that puts small business owners back in control as it provides real-time data, online anywhere, any time.
Plus no obligation referrals
For more information download the ANZ Business Select Package brochure (PDF 516kB).
*ANZ Business Overdrafts must be less than $10,000 to qualify for the discounted Credit Facility Fee10.
^To be eligible for Business Finance Benefits on Eligible Business Lending Accounts you must have a business turnover of less than $5 million per annum and have total business loans and/or approved business facility limits with ANZ (excluding facilities provided by ANZ trading as Esanda) not exceeding $200,000 in total. For more information, please refer to ANZ Business Select Package Terms and Conditions.
1. Additional fees and charges may be payable. Please refer to the ANZ Business Select Package Terms and Conditions (PDF 364kB), Transaction Accounts Fees and Charges (PDF 152kB) and/or your Letter of Offer for further information.
2. Eligibility and terms and conditions apply. Please refer to the ANZ Business Transaction Account Terms and Conditions.
3. Half price terminal rental and/or free terminal rental refers to 50% or 100% off ANZ’s standard rental fee for an electronic terminal excluding any discount or special offer. Please see ANZ Business Select Package Terms and Conditions for the current ANZ standard rental fee.
4. For ANZ Business One Visa only one primary card and up to four additional cards are available on application. Approval criteria, terms and conditions and additional fees and charges apply and are available on application.
5. An additional rewards fee is applicable if the Reward Points or Cash Rewards options are chosen on the ANZ Business One Visa.
6. Additional fees and charges may be payable. Please refer to the ANZ Commercial Cards Terms and Conditions.
7. Pay Anyone or Pay Anyone and International Services registration required. Eligibility and terms and conditions apply.
8. Temporary service interruptions may occur. Technical requirements may apply.
9. Eligibility criteria, terms and conditions apply. Please refer to ANZ Business Select Package Terms and Conditions. All applications for Credit subject to ANZ credit assessment criteria.
10. Terms and conditions, fees and charges apply. All applications for loans are subject to ANZ’s normal credit approval criteria. Combined loan size amounts are calculated by adding the outstanding balance of all eligible loans held in the same account
name(s). Eligible loans are:
11. ANZ Financial Planners are representatives of Australia and New Zealand Banking Group Limited (ABN 11 005 357 522), the holder of an Australian Financial Services Licence.
12. Conditions apply to offer. ANZ Business, Farm & Commercial Motor Insurance is issued by QBE Insurance (Australia) Limited ABN 78 003191 035 (QBE), the holder of an Australian Financial Services Licence. ANZ receives a commission of up to 20% of the net premium within 3 months from the issuer if you purchase the insurance but is not acting as your agent. The information provided is general in nature only and does not take into account your personal needs and financial circumstances and you should consider whether the product is appropriate for you by reading the Product Disclosure Statement before acquiring or continuing to hold the product, which is available by visiting any ANZ branch, calling 1300 522 253 or visiting anz.com.
13. Xero software is supplied by Xero Pty Ltd ACN 124 215 247 and Xero Limited (“Xero”). See terms and condition for eligibility. ANZ’s standard offer of the Xero software includes a 30 day free period worth up to $64. The offer through the ANZ Business Select Package includes an additional 30. days free worth up to $64, so a total value worth up to $128.
This material does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the relevant terms and conditions, which are available by calling 13 13 14 or visiting anz.com, before deciding whether to acquire the product. Fees and charges may apply. All applications for credit are subject to ANZ’s normal credit approval criteria.
You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.